Legal & Privacy

This page sets out the terms under which consumers ("you") may use our website, www.mdconsulting.com. Please take time to read and consider these terms before you make use of our website.

Dynamic Nature of Our Site

We aim to be able to provide you with uninterrupted an unhindered access to our website and the content there in, but we can make no promises. We reserve the right to terminate, suspend or restrict your access to our website at any time. our website changes frequently due to our desire to provide you with the most up-to-date information. For this reason, content on the site will change frequently and without warning to you, the user.

Occasionally, we may feel it necessary to change or amend these terms of use. Please refer back to this page on a regular basis to check for any changes as we will assume that you have read and are aware of these changes before you choose to use the services provided on this website.These terms and conditions were last updated on  10th July 2018.

Intellectual Property Rights

www.mdconsulting.com is a registered trademark, and you may not use it without our written consent. We also own and are licensee of all intellectual property rights in our website. This includes our website, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software. All rights are reserved. None of this material may be reproduced or redistributed without our prior written permission.

You may, however, download or print a single copy for your own non-commercial off-line viewing.You shall retain ownership of the data you submit to our website. You grant us a world-wide, royalty-free, non-terminable license to use, copy, distribute, publish and transmit such data in any manner.

Data Submitted by You

You warrant that you have taken all reasonable precautions to ensure that any data you submit to our website is true, accurate, virus free and free of anything else which may have a contaminating or destructive effect on any part of our website or any other technology.

The Data We Collect About You

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:

  • Identity Data includes first name and last name.
  • Contact Data means the data we use to contact you including your billing address, delivery address, email address and telephone number.
  • Financial Data means the data we use to process your payments.
  • Transaction Data means details about transactions you have made with us, including payments to and from you along with other details of products and services you have purchased from us.
  • Marketing and Communications Data includes your preferences in receiving marketing from us.

Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (in this case, we may have to cancel a service you have with us but we will notify you if this is the case at the time).

We use different methods to collect data from and about you including through:

  • Direct interactions.You may give us your Identity Data, Contact Data, Transaction Data, Profile Data, Financial Data and Marketing and Communications Data by using our website, filling in forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you 
  • Automated technologies or interactions. As you interact with our website, we may automatically collect Usage Data and Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. Please see our Cookies Policy for further details.

We also collect from and share data with the following providers:

  • Essential Service Providers: Sometimes, other businesses give us data about you which we may need for our legitimate interests of conducting business with you and on occasion they are necessary to perform our contract with you. It usually comprises Financial Data or Transaction Data. This happens when we link through to third party payment providers. They tell us that you have paid for your products and, where relevant and/or necessary they will provide us with your Contact Data and Transaction Data. We also might engage third party contractors to provide us with technical or delivery services that are related to your account with us.
  • Professional Advisers and Investors: We may also share your data with professional advisers such as our lawyers and insurers to manage risks and legal claims, and/or as part of our relationship and obligations to our investor organisations. This is in our legitimate interests.
  • Group: It is possible we could sell our business to a third party or re-organise our business or become insolvent. In that scenario, our database of customers is one of the biggest parts of that business and so we would need to share it with the third-party buyer and their advisers. This would be in the legitimate interests of selling our business. We may also expand our group of companies and in this scenario we may share your data within our group in order to improve our products and services and because of some of our internal support services may be shared across the group. This would be in our legitimate interests of cost efficiency and growing our business. Where this occurs, we will post a link to all group companies and their locations in this Privacy Policy and they will use it in the ways set out in this Policy.
  • Law Enforcement/Legal Compliance: We will cooperate with all third parties to enforce their intellectual property or other rights. We will also cooperate with law enforcement requests from within or outside your country of residence. This may include disclosing your personal information to government or law enforcement agencies, or private parties, when we have a good faith belief that disclosure is required by law or when we, in our discretion, believe that disclosure is necessary to protect our legal rights, or those of third parties and/or to comply with a judicial proceeding, court order, fraud reduction or legal process served on us. In such cases, we may raise or waive any legal objection or right available to us. These uses of your data are in our legitimate interests of protecting our business security. We may also use your data and share it with the recipients listed in this Privacy Policy for the purpose of complying with our legal obligations.

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal or regulatory obligation.

Generally we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by emailing info@mdconsulting.com

Disclaimer

Nothing within this website is, or shall be deemed to constitute financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the website is for general information purposes only. We strongly recommend that independent professional advice is sought before you purchase any product and/or service via our website.

Our Liability

We use reasonable endeavours to ensure that the data on our website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that our website will be fault free, and we do not accept liability for any errors or omissions.

We also are not able to guarantee that our website or the data on it will be fault free, uncorrupted or free of viruses which may harm your computer. It is important for you to be aware that our website also contains a lot of information submitted to us by third parties (that is people or companies other than us). We do not monitor, verify or endorse information submitted by these third parties for inclusion on our website, and you should be aware that such information may be inaccurate, incomplete or out of date.

Your Liability

If you use our website, we think it is reasonable to expect that you will adhere to these terms and conditions. If we think you have breached any of these terms, or if you have displayed inappropriate conduct when using our website, we may take measures to terminate or suspend your access to our website. If your use of our website causes us to suffer any loss or damage, you will be responsible for reimbursing these costs.

Cookie Policy

Cookies are small text files that can be used by web sites to make a user's experience more efficient.

The law states that we can store cookies on your machine if they are essential to the operation of this site but that for all others we need your permission to do so.

Formulate does use some non-essential cookies. We do not do this to track individual users or to identify them, but to gain useful knowledge about how the site is used so that we can keep improving it for our users.

Without the knowledge we gain from the systems that use these cookies we would not be able to provide the service we do.

This site uses different types of cookie.

We use Google Analytics, a popular web analytics service provided by Google, Inc. Google Analytics uses cookies to help us to analyse how users use the site. It counts the number of visitors and tells us things about their behaviour overall – such as the typical length of stay on the site or the average number of pages a user views.

The information generated by the cookie about your use of our website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of our website, compiling reports on website activity and providing other services relating to website activity and internet usage.

Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google undertakes not to associate your IP address with any other data held by Google.

If you have Adobe Flash installed on your computer (most computers do) and you use Out-Law.com's audio or video players, Google Analytics will try to store some additional data on your computer. This data is known as a Local Shared Object or Flash cookie. This helps us to analyse the popularity of our media files. We can count the total number of times each file is played, how many people watch videos right to the end and how many people give up half way through. Adobe's website offers tools to control Flash cookies on your computer.

If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies. You can access them through some types of browser.

Some third party cookies are set by services that appear on our pages. They are set by the operators of that service and are not in our control. They are set by Twitter, Facebook etc. and relate to the ability of users to share content on this site, as indicated by these icons:

If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies. You can access them through some types of browser.

More information about cookies, including how to block them or delete them, can be found at AboutCookies.org.

Our Clients

State Street
MIG Bank
Mahi FX
FX Ecosystem
FX Connect
FX Capital Group
FRS Invest Pro
Easy Forex
Digital Vega
Currenex
Currency Cloud
Barracuda FX
Solus
Know Your Customer

We have provided sound marketing services for a number of global financial institutions and technology providers.

get in touch
get in touch

Get in touch to book a free 30-minute needs assessment. You can also email us at info@mdconsulting.com